okay, so, we have associations rocking

app/models/retirement.rb

@@ -0,0 +1,4 @@
+class Retirement < ActiveRecord::Base
+  attr_accessible :employee_contrib, :employer_contrib, :total, :user_id
+  belongs_to :user
+end

app/models/user.rb

@@ -10,7 +10,8 @@ class User < ActiveRecord::Base
   validates_format_of :email, :with => /.+@.+\..+/i
   attr_accessor :skip_user_id_assign
   before_save :assign_user_id, :on => :create
- 
+  has_one :retirement, :foreign_key => :user_id, :primary_key => :user_id
+  
   
 
   def self.authenticate(email, password)
@@ -28,7 +29,7 @@ class User < ActiveRecord::Base
        end
        return auth
   end  
-  
+    
   def assign_user_id
      unless @skip_user_id_assign.present?
       user = User.order("user_id").last

db/migrate/20130424220355_create_users.rb

@@ -6,7 +6,7 @@ class CreateUsers < ActiveRecord::Migration
       t.boolean :admin
       t.string :first_name
       t.string :last_name
-      t.string :user_id
+      t.integer :user_id
 
       t.timestamps
     end

db/migrate/20130524222129_create_retirements.rb

@@ -0,0 +1,12 @@
+class CreateRetirements < ActiveRecord::Migration
+  def change
+    create_table :retirements do |t|
+      t.string :total
+      t.string :employee_contrib
+      t.string :employer_contrib
+      t.integer :user_id
+
+      t.timestamps
+    end
+  end
+end

db/schema.rb

@@ -11,7 +11,16 @@
 #
 # It's strongly recommended to check this file into your version control system.
 
-ActiveRecord::Schema.define(:version => 20130424220355) do
+ActiveRecord::Schema.define(:version => 20130524222129) do
+
+  create_table "retirements", :force => true do |t|
+    t.string   "total"
+    t.string   "employee_contrib"
+    t.string   "employer_contrib"
+    t.integer   "user_id"
+    t.datetime "created_at",       :null => false
+    t.datetime "updated_at",       :null => false
+  end
 
   create_table "users", :force => true do |t|
     t.string   "email"
@@ -19,7 +28,7 @@ ActiveRecord::Schema.define(:version => 20130424220355) do
     t.boolean  "admin"
     t.string   "first_name"
     t.string   "last_name"
-    t.string   "user_id"
+    t.integer   "user_id"
     t.datetime "created_at", :null => false
     t.datetime "updated_at", :null => false
   end

test/fixtures/retirements.yml

@@ -0,0 +1,13 @@
+# Read about fixtures at http://api.rubyonrails.org/classes/ActiveRecord/Fixtures.html
+
+one:
+  total: MyString
+  employee_contrib: MyString
+  employer_contrib: MyString
+  user_id: MyString
+
+two:
+  total: MyString
+  employee_contrib: MyString
+  employer_contrib: MyString
+  user_id: MyString

test/unit/retirement_test.rb

@@ -0,0 +1,7 @@
+require 'test_helper'
+
+class RetirementTest < ActiveSupport::TestCase
+  # test "the truth" do
+  #   assert true
+  # end
+end