okay, so, we have associations rocking

test/fixtures/retirements.yml

@@ -0,0 +1,13 @@
+# Read about fixtures at http://api.rubyonrails.org/classes/ActiveRecord/Fixtures.html
+
+one:
+  total: MyString
+  employee_contrib: MyString
+  employer_contrib: MyString
+  user_id: MyString
+
+two:
+  total: MyString
+  employee_contrib: MyString
+  employer_contrib: MyString
+  user_id: MyString

test/unit/retirement_test.rb

@@ -0,0 +1,7 @@
+require 'test_helper'
+
+class RetirementTest < ActiveSupport::TestCase
+  # test "the truth" do
+  #   assert true
+  # end
+end